Regarding Large Pullbacks

The age-old advice is to “buy low and sell high”, and it’s hard to argue with that logic.  We cling steadfastly to the belief that if you buy and stay invested over the long term, you’ll have done exactly that.  With history as a guide, the stock market has rewarded investors handsomely, but the path…

Stay Invested

There’s plenty of sagely advice available from savvy investors. One thing most of them have in common is they stay invested. They may keep some cash on the sidelines to take advantage of unexpected opportunities. They may dial stock exposure up when they think it’s appropriate, and they may dial it down when they deem…

Think of Dividends as a Reward

Companies paying higher dividends do tend to be more mature.  The mature companies investors want to own are still growing earnings, but that growth is probably more moderate than it is for a younger company whose total accessible market (TAM) isn’t yet defined.  Apple is a fairly mature company, but they keep coming up with…

Simplify Your Financial Life: Make a Bucket List

This is the most elegant explanation of prudent investment management I’ve ever heard, and it came from Steve Adell.  It’s called “The Bucket List”. The idea is to categorize your investment money into three simple buckets which are based on intended use: Cash, Fixed Income, and Growth.  You fill the buckets in order. Bucket #1:…