Historically, stocks have provided appreciation that helped investor portfolios grow. Many stocks also provide returns in the form of dividends. Stock prices have certainly gone up over time, but the path hasn’t exactly been a straight line. There have been some queasy, white-knuckle moments along the way when it felt downright uncomfortable to own stocks.…
Change can be rough. Maybe you’ve already experienced a job change or career change, planned or unplanned. Or, perhaps, you’ve already experienced a major life event that will alter the course of the rest of your years. Following these thoughts should serve as fundamental principles for those of us with more working years to accomplish…
I have to admit this is a growing point of contention for me in the financial services industry. I came across a 401(k) plan the other day for a person in her late sixties who has had a very successful career. She asked our advice about rolling over her 401(k) to an IRA. As we…
Congratulations on admitting you have a problem. That’s step one. The journey to financial health may now begin. 1. Admit you have a problem-you don’t yet have a grip on your finances. 2. Take a financial assessment of yourself just like you would a business. Begin with the good old fashioned “Assets – Liabilities =…